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Some of our Available Mortgages
Fixed-Rate Mortgage
FHA Loan (Federal Housing Administration)
FHA Loan (Federal Housing Administration)
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- A loan that is not insured or guaranteed by the federal government, typically offered by private lenders.
- Pros: Can offer competitive interest rates and terms, especially for borrowers with good credit.
- Cons: Higher down payment requirements (usually 5% to 20%), may require private mortgage insurance (PMI) if the down payment is less than 20%.
- Many variables to a conventional Mortgage
FHA Loan (Federal Housing Administration)
FHA Loan (Federal Housing Administration)
FHA Loan (Federal Housing Administration)
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- A government-backed loan designed for low-to-moderate-income borrowers, particularly those with lower credit scores.
- Pros: Lower down payments (as low as 3.5%), more lenient credit requirements.
- Cons: Mortgage insurance premiums (MIP) are required, even if you have a significant down payment.
VA Loan (Veterans Affairs)
FHA Loan (Federal Housing Administration)
Investment Mortgage (for investors, flip, rentals, commercial etc.)
- A loan program for eligible U.S. military veterans, active-duty service members, and certain members of the National Guard and Reserves.
- Pros: No down payment, no private mortgage insurance (PMI), competitive interest rates.
- Cons: Only available to qualified individuals, some funding fees may apply.
Investment Mortgage (for investors, flip, rentals, commercial etc.)
Investment Mortgage (for investors, flip, rentals, commercial etc.)
Investment Mortgage (for investors, flip, rentals, commercial etc.)
- Description: A loan that allows borrowers to purchase investment properties
- Pros: Often available without income documents, or alternative documentation. Possibility of earning income and building wealth
- Cons: Often higher downpayments
USDA Loan (U.S. Department of Agriculture)
Investment Mortgage (for investors, flip, rentals, commercial etc.)
USDA Loan (U.S. Department of Agriculture)
- ·A government-backed loan for homebuyers in rural and suburban areas who meet certain income requirements.
- · Pros: No down payment required, lower mortgage insurance costs.
- · Cons: Only available in eligible rural areas, income limits may apply.
Reverse Mortgage
Investment Mortgage (for investors, flip, rentals, commercial etc.)
USDA Loan (U.S. Department of Agriculture)
- A loan available to homeowners 62 and older, where the borrower converts home equity into loan proceeds. The loan is repaid when the homeowner sells the house, moves out, or passes away.
- · Pros: Provides additional income for retirees, no monthly payments required.*
- · Cons: Interest accrues on the loan, and the homeowner must eventually repay the loan, typically through the sale of the home.
- * taxes and Insurance must be paid
Home Equity Line of Credit (HELOC)
Get pre qualified for any of our mortgages
Get pre qualified for any of our mortgages
- A revolving line of credit secured by the home’s equity, similar to a credit card.
- Pros: Flexible borrowing, can access funds as needed, usually lower interest rates.
- Cons: Variable interest rates, your home is at risk if you can’t repay ..
Get pre qualified for any of our mortgages
Get pre qualified for any of our mortgages
Get pre qualified for any of our mortgages
GET A FREE PRE QUALIFICATION W ITH NO COMITTMENT
HAVE MORE QUESTIONS?
Get pre qualified for any of our mortgages
HAVE MORE QUESTIONS?
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